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The hybrid AI revolution

by Rajendra M Sonar, Ph.D.
Indian Management March 2026

For Indian BFSI, the AI question is not how powerful is the model? But how defensible is the decision? The future of underwriting AI in India lies not in bypassing regulation, but in engineering intelligence that works within it.

Rajendra M Sonar, Ph.D. is the author of The hybrid AI revolution

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